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Mortgage Calculators



Loan Programs

No Down Payment Programs

100% Purchase Money Mortgages

1st Time Home Buyers Program

Low down payment requirements with very liberal underwriting

Self- Employed Borrowers

No tax returns required
No income verified

Construction / Perm

Borrow money to purchase land and build and at the same time use our extended rate lock to secure rates during duration of construction

Rental Property Loans

    Up to 90% of value on Purchases
    Refinance and cash—out loans

97% "Borrowed Funds" Programs

    3% down payment can be borrowed from ANY source or gifted ! Great low rates on this purchase money mortgage

Debt consolidation Loans

Loans up to 100% of the value of your home for the purpose of consolidating your debt to lower your monthly payments.

Home Improvement Loans

Funds held in escrow until your home improvements are completed. Appraised value based on completion of improvements.

2nd Home Mortgages

Get the same low rates that you received on your primary residence ! Both Purchase & Refinances available

VA loans

100% purchases and refinances for veterans. Fast streamline refinances with almost no closing cost.

Manufactured Housing Loans

Doublewide with land up to 100% of value.

Sub-Prime Loans

Loans for borrowers on less than perfect credit.
Liberal underwriting w/many exceptions.


A Division of Preferred Financial Services, Inc. Serving Mortgage Clients for over a decade.

Preferred Financial Services
311 Pettigru Street
Greenville, SC 29601

(800) 894-8812 toll free
(864) 235-9596 local

(864) 235-9688 fax